Learning Center · Ownership Issues

The Seller Never Put the Boat in Their Name. Now What?

This is one of those situations where I wish you had called me before the boat changed hands three times. 😬

Sometimes a vessel has been “sold” multiple times between individuals, but none of those transfers were ever properly recorded with the state or the USCG/NVDC.

On paper, those transfers essentially never happened.

First: Send Me EVERYTHING

And I mean everything.

Email me every document you have related to the boat or any of the previous sales:

  • Bills of Sale
  • Titles and registrations
  • Purchase agreements
  • Receipts
  • Copies of old paperwork
  • Even that handwritten Bill of Sale on the back of a receipt that’s been sitting in the tackle box for six years

Do not decide something isn’t important and throw it away. That insignificant piece of paper may be the piece I’m missing.

What Happens Next?

I’m going to start piecing together the vessel’s chain of ownership.

If the vessel has been USCG documented, I’ll usually start with an Abstract of Title to see what the federal record shows. Then I’ll compare the official records to the documents you provide and determine what needs to happen to connect the ownership from the person currently shown on record to the person who actually has the boat.

If everyone involved still knows each other and is willing to cooperate, great. That can make this much easier.

The bottom line

Please call a professional before buying or selling a boat that isn’t currently titled or documented in the seller’s name.

If you’re reading this because you’ve already done it, well... it’s probably a little late for that advice. 😂

Send me EVERYTHING and I’ll start putting the puzzle together.

In most cases, I can find a way to straighten out the ownership history.

But don’t expect it to necessarily be quick or easy, and unfortunately, I can’t fix everything. ⚓

Related reading: when the HIN doesn’t match the title and things you need to know.

Official sources

Requirements change. Confirm current requirements with the applicable agency or a qualified professional for your specific transaction.

The boat can change hands all day. The record only changes when someone files it.

Next step

Boat not in the seller's name?

Send us every document you have and we'll start rebuilding the chain of ownership.