Services
Lender / Financed Transactions
Financed closings have more sequencing than cash deals. Funds are conditioned on documents, documents are conditioned on the record, and the recording has to happen in the right order.
We work with lenders, brokers, and buyers to line those steps up before a funding date is committed.
What we coordinate
- Lender documentation requirements
- Pre-funding abstract and title review
- Existing lienholder payoff figures
- Satisfaction and release of prior mortgages
- Buyer entity documents and authority
- Preferred Ship Mortgage preparation and recording
- State title and registration filings
- Post-closing evidence for the lender's file
For lenders
You need to know the collateral is what the file says it is, that prior encumbrances are addressed, and that your mortgage is recorded. We handle the documentation and report back with what was filed and when.
For buyers using financing
You will be asked for more paperwork than a cash buyer, and some of it depends on how you take ownership. We explain what each item is for so it can be produced once instead of three times.
Official sources
- U.S. Coast Guard National Vessel Documentation Center (NVDC)
- Florida Department of Highway Safety and Motor Vehicles
Requirements change. Confirm current requirements with the applicable agency or a qualified professional for your specific transaction.
A personal referral, not an advertisement
Looking for Boat Financing?
I’ve worked with Diverse Offerings Finance since 2017, back when I was still working with Gloria Rector Vessel Documentation. When I started my own company? They came with me. Remember what I said about return customers? This is one of them.
Over the years we’ve worked just about every kind of marine transaction together. Easy ones. Big ones. Small ones. Straightforward ones. And the ones where everybody involved probably deserved a drink by the time we got to closing.
I’ve seen how they work from my side of the transaction — as the person handling the documentation, title, registration or closing. That matters, because when I recommend somebody to my customer, I’m attaching my name to it.
Here’s why I keep referring them.
There’s one thing I hear over and over after I refer someone to Diverse: “I’m so glad you referred them. They’re so easy to work with.” Buyers tell me. Brokers tell me. After hearing the same thing for years, you start paying attention.
What makes me comfortable recommending them isn’t simply that they offer marine financing. It’s that I’ve actually worked with them — through lender requirements, through the easy files and the difficult ones — and I’ve seen how they treat the people I send their way. That matters to me. A lot.
“I don’t make referrals because somebody handed me a business card at a boat show. I refer people I’ve actually worked with.”
Diverse has been one of those relationships since 2017. And considering we’re still working together? I’d say they survived the test.
Recommended by Coralie
Diverse Offerings Finance
Services identified on their website include:
- Marine financing
- Marine insurance
- Extended coverage / service contracts
- Financing for new and used vessels
- Refinancing
Rates, terms, approval times and eligibility come directly from Diverse Offerings Finance. Financing is subject to lender approval, terms and eligibility. WaterProof/Coralie Robins Vessel Documentation, Inc. is not a lender and does not make financing or credit decisions.
Need financing?
You don’t have to use someone I recommend. But if you ask me, “Coralie, do you know somebody?” — yes. I do.
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